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Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price.
Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own, typically at a much reduced cost.
There are many choices out there today ranging from HMO's to HSA's.
Health Savings Accounts are a great new option. Please view the presentation on the HSA link.
Please contact me via phone or email for guidance on which plan would fit your needs best.
For an instant online health insurance quote for you or your family, click on INSTANT QUOTE or please fill out our online form. |